Will Software and IT Risks Halt the Availability of Business Insurance?

12/10/98


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Table of Contents

Will Software and IT Risks Halt the Availability of Business Insurance?

Outline

Voas's Position Statements

Measures of Wealth (Money) Are Changing!

How Much Wealth Is In The World?

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Digital Information Has the Ability to Destroy Wealth:.Y2000 and US Banks

How Can Wealth Be Destroyed?

The Stakeholders in This New Measure of Wealth

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Risk

1. Software Failure

2. Tampering With or Stealing Information

Statistics on Previous Threats to Information

Statistics on 1998 Threats to Information

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Insurance

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Well, Maybe, But Not in Existing Policies

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Y2000 Insurance Claims

Y2000 Litigation Costs

Y2000 and Firewall Security Policies

But Before You Can Offer a Policy ...

Ingredients for Calculating Insurability

Example

Frequency of Loss Parameter

The "Reliability Assessment" Problem

“Regulatory” Data Points

Fact to Ponder

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Reality: War Isn't What It Used to Be!

Will Software and Information Technology Risks Halt the Availability of Business Insurance?

Will Software and Information Technology Risks Require That Additional Forms of Insurance Be Purchased?

Predictions and Summary

Predictions and Summary

Author: Jeffrey M. Voas

Email: jmvoas@rstcorp.com

Home Page: http://www.rstcorp.com/presentations/